3 Ways Your Cash Could Earn More

It's hard to believe, but a little more than a decade ago, savers could earn up to 5 percent annual interest from bank certificates of deposit and savings accounts.

That was before the financial crisis forced the Federal Reserve to lower short-term interest rates to nearly zero and keep them there for years.

"Suddenly, most traditional savings vehicles paid little to no interest, effectively punishing savers," says Drew Kellerman, founder of Phase 2 Wealth Advisors in Gig Harbor, Washington. "Many people gave up on the idea of growth on their savings. That appears to be changing now." Read More.